SIGNATURE FEATURE
Your bank balance is not the same as your money.
Safe to Spend is FOLO's planning layer for separating raw cash from money earmarked for estimated tax, VAT, reserves and known expenses.
FOLO Agent briefYOUR WORK · TODAY
SAFE TO SPEND€12,420
NEEDS ATTENTION4Agent priorities
Invoice #1042 is overdueDraft reminder →
VAT reserve reviewCheck →
Recurring invoice readyPrepare →
Client record incompleteFix →
FOLO · TODAY€12,420Safe to Spend
1 Invoice to chase
2 Money check
3 Next invoice
Built around the way the work actually happens.
CLARITY
One number with context
Start from cash, subtract planning reserves and known obligations, and show the result transparently.
EXPLAIN
Show the calculation
Users should be able to see why the number changed, not trust a black box.
PLAN
Look forward
Upcoming expenses and recurring obligations should affect the planning view.
GUARDRAIL
Planning, not tax advice
Country assumptions must be validated before FOLO relies on them in production.