Early access — EU freelancers
847 freelancers joined

The complete
financial OS
for EU freelancers

FOUNDING SPOTS LEFT
47 of 50
DRAW CLOSES IN
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EU-compliant invoices & billing
Free alternative to paid invoicing tools
Auto-split savings & tax reserve
Auto-invest via Degiro / XTB
Exact day rate after tax & contributions
VAT threshold tracker
Late payment interest calculator
Contract generator & templates

Free starter kit delivered instantly. Enter monthly €25 Amazon draw. No spam.

9:41
Good morning
Dashboard
Saved this month
€847
+€137 more than last month
Locked €3,240
Saved €324
Invested €162
Recent SEPA payments
Taba Banks — A +€1,200
Revolut — B +€950
Auto-saved −€865
9:41
Invoices
EU compliant
Recent invoices
Slovak Client z.c.o. €1,200
PAY
Czech Client s.r.o. €500
Pending
EU Remote Client €2,400
Draft
9:41
Tax deductions
This year
Total deductible
€3,840
Est. saving: €580
By category
Software €840
Equipment €1,200
Home office €850
Travel (CU) €450
Professional dev €300
Built for EU freelancers
Free alternative to paid invoicing tools
GDPR compliant
No credit card required
FREE GIFT
MONTHLY DRAW

Sign up and get the EU Freelancer Starter Kit — free instantly

Every signup also enters you into our monthly draw for a €25 Amazon voucher. No catch. No spam. Just useful stuff for freelancers.

12 countries covered
VAT Tax Contributions
Tax Calendar 2026
Every EU deadline in one place. Never miss a payment.
€3,000+
average tax saving per year
10 Forgotten Expenses
Stop leaving money on the table. Claim what you are owed.
€245 / day net
-19% tax
-contrib.
Day Rate Calculator
Know exactly what to charge after all taxes and contributions.
IP protection
Late fees
EU law
EN + SK + CZ versions
Contract Template
Protect yourself legally. EU-compliant, ready to send.
MONTHLY DRAW
€25
Amazon voucher
Every signup = 1 entry
Winner announced monthly
on our social channels
How it works

Set up in minutes. Save hours every month.

Folo handles your invoicing, taxes, and savings automatically so you can focus on the work that pays.

1

Create your profile

Enter your business details once — name, tax ID, IBAN, address. Folo auto-fills every invoice from that point on.

2

Send invoices and get paid

Create EU-compliant invoices in seconds with QR payment. Clients pay with a single scan.

3

Folo handles the rest

Every payment auto-splits into tax reserve, savings, and income. Contributions and tax calculated in real time.

Features

Everything an EU freelancer needs

Built specifically for EU freelancers. No generic tools. No workarounds.

🧾

EU-compliant invoicing

Business ID, VAT number, IBAN all pre-filled. PDF export and QR payment included.

🧮

Contributions calculator

Know your exact social and health insurance contributions every month. No surprises.

💰

Auto-split pots

Set your tax %, savings % and investment %. Every payment splits automatically.

📊

VAT threshold tracker

Get alerted before you cross the VAT registration threshold in your country.

📅

Flat-rate expense toggle

Switch on the flat-rate expense deduction with one click. Tax recalculated instantly.

📈

Day rate calculator

Input your target income, get your exact day rate after all tax and contributions.

Late payment interest

Automatically calculate interest owed on overdue invoices under EU commercial law.

🤝

Accountant portal

Invite your accountant with read-only access. No more emailing spreadsheets.

📝

Tax return link

File your tax return in minutes via our trusted tax partner.

Compare

Folo vs Traditional Tools

Feature Folo Traditional tools
EU invoicing (IČO, DIČ, IBAN)
Auto tax and savings pots
Contributions calculator
Flat-rate expense toggle
VAT threshold tracker
QR payment on invoices
Accountant read-only portal
Free plan available
PriceFree / 9.99 EUR8.99+ EUR/mo
FAQ

Common questions

Is Folo really free?

Yes. Core features including invoicing, tax calculator, and the dashboard are completely free. The Pro plan at 9.99 EUR/month unlocks advanced features like the annual tax summary export, cash flow forecast, and client profitability tracker.

Does it work for Czech freelancers too?

Yes. Folo supports all EU tax systems. You select your country during onboarding and Folo adapts to your local tax rules, VAT rates, and contribution calculations automatically.

Can my accountant access my data?

Yes. You can invite your accountant via a read-only link. They can view your invoices, income, and tax summary without being able to edit anything.

What is the pausal toggle?

Slovak freelancers can claim 60% flat-rate expenses instead of tracking real expenses. Folo lets you switch this on with one click and instantly recalculates your tax liability.

When will the app be ready?

We are in early access. Sign up now to be among the first to get access and help shape the product. Early access users get 3 months of Pro free at launch.

Ready to take control
of your finances?

Join freelancers across Europe getting early access.

Free starter kit delivered instantly. Entered into monthly €25 draw. No spam.