Every feature in Folo was designed to solve a real problem EU freelancers face. No bloat. No generic tools. Just what you need.
Create professional invoices with your business ID, VAT number, and IBAN pre-filled automatically. Export to PDF. Generate QR payment codes for instant client payment via any EU banking app.
FreeFolo tracks your rolling 12-month turnover in real time and alerts you before you cross your country's VAT registration threshold. Never get caught out by an unexpected VAT obligation again.
FreeKnow your exact social and health insurance contributions every month. Folo calculates your obligations based on your actual income so you're never surprised when the bill arrives.
FreeSet your percentages once — tax reserve, savings, buffer — and every payment you receive is split automatically. You never forget to set money aside for tax again.
FreeInput your target annual or monthly income and instantly see your exact gross day rate — after income tax, contributions, and any flat-rate expense deductions. Know what to charge.
FreeSwitch on the flat-rate expense deduction with a single click. Folo instantly recalculates your tax liability using the flat-rate method so you can compare and pick the better option.
FreeWhen a client pays late, Folo automatically calculates the interest they owe under EU commercial law. Add it to a follow-up invoice in one click. Stop absorbing the cost of late payers.
FreeInvite your accountant with a read-only access link. They can view your invoices, income summary, and tax data without editing anything. No more emailing spreadsheets every quarter.
FreeA simple 0–100 score that tells you how well you're managing your finances. Based on tax pot coverage, invoice collection rate, savings goal progress, and income consistency.
FreeSee your projected income for the next 3 months based on outstanding invoices, recurring clients, and historical patterns. Plan ahead instead of reacting to what hits your account.
ProSee which clients generate the most revenue, pay fastest, and have the best relationship over time. Focus your energy on your best clients and identify the ones not worth keeping.
ProAt year end, export a complete PDF summary of all income, expenses, and deductions. Hand it to your accountant and save hours of back-and-forth. Everything in one clean document.
ProInvoicing
Fill in the client and amount. Folo pre-fills your business details, calculates VAT, generates a QR payment code, and exports a professional PDF — all automatically.
Tax & Contributions
Folo estimates your income tax, VAT, and contributions in real time based on standard rates based on your actual income. Every euro you earn, Folo tells you exactly what portion belongs to the tax authority.
Everything you need to get started. No credit card required.